Category Archives: Education Share

Student Loan Crises

Student Loan Crises

We have a student loan crisis here in the United States. Student loan debt in aggregate, an unsustainable bubble of government inspired debt mania, has sky rocketed over the last 10 years nearly 400 percent. The total student loan debt is now nearing 1 trillion dollars with over 10% of that in default or delinquency and much of the rest teetering on collapse.

The government makes these loans available to all manner of students attending a wide variety of schools. Many of these loans are extended to students paying exorbitant tuition rates to traditional non-profit schools rewired and then transformed into “paper mills” or to a whole new category of for profit schools many with even more exorbitant tuition rates and seemingly in indirect proportion to the value received.

Students pay excessively high tuition rates for watered down curricula at a plethora of institutions offering degrees that don’t meet the smell test when compared to the value associated historically with the attainment of a 4-year degree. Many students even after graduation struggle to properly read, write, or do arithmetic as would be expected of a fully educated graduate of a traditional university.

Many profit and non-profit educational institutions are drinking at the government loan spout while at the same time “dummying down” the path to a degree. Government money is fueling the demand and the corresponding tuition inflation is creating a student loan bubble of catastrophic proportions. Many employers no longer value these degrees unless they are from certain very high-level schools; the kind of schools that even student loans from the government can’t cover.

Indentured servitude is a good metaphor for what is happening with the student loan fiasco; this is a truly abusive system that takes advantage of those with high hopes and trying to improve their lives. At least an indentured servant, historically, could learn a craft or a trade that was with them for life; what are these folks getting but membership in a new class of debtor?

With the passage of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 student loan debt public or private is no longer dischargeable in bankruptcy court. Many of our younger citizens now carry their student loan debt around with them like the proverbial, “ball and chain” looking for a job from employers many of whom no longer value the degree. What is next? Will they bring back a “debtors prison”?

Our once very fine university system has been severely damaged by this phenomenon. Not all loans are bad and not all schools are “paper mills” but the trend is clear and this will end badly unless this system is rehabilitated.

International Student Loans – Customized Particularly For Learners

International Student Loans – Customized Particularly For Learners

There are a lot of student who find it very complex to finance their educational needs. They look out for a source of cash in such circumstances. Here you can opt for international student loans. They are customized particularly for learners.

To make an application for this service through the online mode, you are just required to fill up the relevance form with the details which are necessary. Then after your supplication is approved, the sum is transferred into your checking bank account.

International student loans are advantageous both for tenants and homeowners. They help student to avail cash for meeting your education-related cost. The learner has to repay the sum after he/she gets a proper job. You can make an application for this service through the online mode also.

These finances are in the secured and in the unsecured form. The secured form requires you to give a security and this security can be car, jewelry, stock papers, etc. this form will assist you in availing cash ranging from 500 to 100000 and the settlement time from 1 to 25 years. In the unsecured form, you do not have to give any security. They are beneficial for tenants and homeowners. You can obtain cash stretching from 1000 to 25000 and should be reimbursed within 1 to 25 years.

You have to meet the eligibility criteria for acquiring this finance. These criteria are that you should be a UK citizen over 18 having a checking bank account.

There are many needs which can be fulfilled with the assistance of this service. These needs can be for covering travelling expenses, for buying books, for paying tuition fees, miscellaneous fees, and so on.

Scott Wilson is an expert loan advisor at Students Loan. He is an expert in providing information about loans. To find International student loans, student loans for higher education and student loans visit

How To Choose Right Mba Singhania University

How To Choose Right Mba Singhania University

Singhania University that offers diverse degree courses in all major disciplines, awesome boarding system especially for international students, well qualified and experienced instructors, excellent study environment, latest course content and also provide great exposure to internship and recruitment programs.

Rajasthan is one of the tourist destinations that attract tourists from all over the world. Here you will find awesome wildlife sanctuaries, night camps, rich culture, traditions, people with different dresses and customs. Rajasthan is famous for its royal living style where you will find havelis and mahals. Apart from tourist it also attracts students from all over the world. As Rajasthan houses number of prestigious universities famous for quality higher education. Like Singhania University that offers diverse degree courses in all major disciplines, awesome boarding system especially for international students, well qualified and experienced instructors, excellent study environment, latest course content and also provide great exposure to internship and recruitment programs.

If you have a plan for pursuing master of business administrator or any management or business programs then Singhania University is your destination. Where you will find latest mba programs with excellent exposure in exchange ideas with international students and faculties. As Singhania University, Rajasthan always try to keep in touch with latest market trends in order to offer latest and diverse management degree courses that make student a perfect to compete with corporate world. In due respect of MBA syllabus Singhania university offers in four semester including Management Concepts & Organisational Behaviour, Business Communication, Marketing Management, Mathematical Statistics for Management Decision, Accounting for Managers and Computer Application in Management. All these course content are meant for 1 sem. of MBA. In 2nd Semester you will find Human Resource Management, Financial Management, Production Management, Business Research Methodology, Management Information System, Operation Research and Managerial Economics. After second semester you will find that you are in a way to understand what exactly MBA is. As it provides complete curriculum that enable students to understand the different management queries of a particular company.

After second semester in third sem. Student will get a chance to go through International Business Management, Business Environment, Advertising Mgmt, Consumer Behavior, Industrial & Management Relations, Training & Development, Labours Legislation, Management of Financial Institutions and Income Tax. In Fourth semester the course content includes Business Law, Sales and Distribution Mgt, Marketing of Services, Compensation Management, Performance Management and Manpower Planning. After 4th sem students will also get chance to go for internship programs and in turn Singhania University also offers recruitment services to their A grade students. Singhania University is one of the top class Rajasthan University that plays a vital role in promoting education in Rajasthan at international standard.

About Microsoft Office Courses Richmond VA

About Microsoft Office Courses Richmond VA

Talking about the business industries that we see today, it is not hard to notice that most of them have the computer systems as their base strength. Information Technology as we see it today, growing and booming, has two prime network providers one of them being Microsoft and the other being CISCO. Microsoft leads the world and a certified Microsoft network and professional associate today has a sure edge over other information technology and corporate experts that prevail today.

To be acquainted with the capability of one about network and security systems these certifications are required. These professional training services in Richmond provide with an assurance to upgrade anyone’s dexterity and application ability for more complex and advanced training courses by giving them the basic knowledge. One might start with a very little know how about the course or even computers, these professional training courses always help your get started. Microsoft Office courses Richmond VA is one of the most popular professional courses these days. North Virginia is as computer training hub dominating the rest computer training centers all around the nation.

Richmond, VA is one place where you can find all sorts of computer training courses be it Ethical hacking, networking or professional training courses in Richmond such as the Microsoft office training course. What business company today does not need to manage database and analyze data, make presentations, work on projects and create workspaces, send emails and schedule firm’s tasks, edit newsletters for the company or brochures and lastly document all the annual reports and sales and whatever the business is all about. Every kind of business needs to be organized and all of it is done by Microsoft Office easily. Most of the people use Microsoft Office to use the MS Word but it is so much more than that. Professional training services in Richmond provide a thorough course in Microsoft Office and teach how to get the best out of it. The students are taught how to organize information and perform required operations so they learn how to manage data and reports what make and run a company.

Richmond, VA is a great way to go for any sort of computer training courses. While attending most of the Richmond, VA certification and professional courses, statistics reveal, that 80 percent of all the students receive their certificates during the courses. Microsoft Office courses Richmond VA is a worth-it investment if you seek for a job or aim for a look-good resume.

Author Bio: The author has been writing a lot about microsoft office courses Richmond VA. He shares a lot of information about professional training services in Richmond , for more information visit

Honda Offers Motorcycle Rider Courses In Atlanta

Honda Offers Motorcycle Rider Courses In Atlanta

The Motorcycle Safety Foundation offers a variety of motorcycle rider courses at the American Honda Complex in Alpharetta, Georgia, a northern suburb of Atlanta. These courses provide state of the art rider education for new riders as well as being refresher courses for more experienced riders. The goal is to make motorcycle riding a safer and more enjoyable experience. The Alpharetta complex is one of the most active training facilities in the country.

Motorcycle riders can enroll in the Basic RiderCourse to earn their license waiver. This 2 day course teaches both physical and mental skills that are important for safely operating a motorcycle. The course includes classroom instruction as well as riding time. In the Basic RiderCourse-2, students will continue to hone the traffic skills they learned in the initial course.

The Basic Bike Bonding RiderCourse is the next step in the curriculum. Riders will continue to develop and practice skills beyond those learned in the Basic RiderCourse. There is no classroom component in this course. The Ultimate Bike Bonding RiderCourse was developed for riders who have a solid foundation of basic skills and some recent riding experience. There is no classroom component. Experienced riders may want to take the Advanced RiderCourse or enroll in the soon-to-be-offered Street RiderCourse.

Those who have never ridden a motorcycle may want to try out the new SMARTrainer simulator, which mimics a motorcycle riding experience. A computer screen presents 17 different riding environments and situations for the rider to respond to. The environments include daytime riding, night riding, and different weather conditions. There is no fee to use the SMARTrainer, which is designed to be a bridge to the beginner courses.

The American Honda Complex also offers dirt bike school classes for those who want an exciting off road experience. The motorcycle and all protective gear are provided. There is a Closed Range Exercise Course, a Trail RiderCourse, and even a class geared specifically for females only. The dirt bike summer camps are also popular. Riders six years of age and older may sign up with a parent for dirt bike courses. Many families participate in these classes together.

Also available at the Honda Complex are ATV RiderCourses. These courses are conducted through the ATV Safety Institute. This hands-on training course for riders of all terrain vehicles emphasizes the skills and techniques necessary for responsible riding. The institute will soon offer a 3 Wheel Basic RiderCourse.

The Honda Motorcycle Safety Foundation Campus is located at the American Honda Complex at 1450 Morrison Parkway in Alpharetta, Georgia. Participants may register for courses online at www.offroad-training.org.

Four Spanish Universities are Among the World’s Top 100

Four Spanish Universities are Among the World’s Top 100

The Pompeu Fabra University in Barcelona is the top Spanish university, in the number 25 position.

Madrid, Spain, July 02, 2013 – The Pompeu Fabra University in Barcelona is the top Spanish university, in the number 25 position.

The Times Higher Education 100 Under 50 shows evidence of progress among Spain’s universities. The leading Spanish university is the Pompeu Fabra in Barcelona, which takes the number 25 spot. The other three are the Autnoma University of Madrid (number 52), the Technical University of Valencia (80) and the Technical University of Catalonia (99).

The Times Higher Education 100 Under 50 is a league table that ranks the world’s best universities that are under 50 years old. The aim is to give a vision of their future prospects, signalling which universities are likely to do best future. The ranking is based on the 13 indicators of the World University Rankings, but the methodology has been modified to include the special characteristics of these universities.

The list was drawn up by taking account of aspects such as the universities’ research and scientific influence, educational quality, students and their backgrounds, and innovation.

The improvement in Spanish universities goes hand in hand with the well-known quality of the Masters in Finance offered by Spanish academic institutions.

According to the Financial Times, the IE Business School and Esade are the five best economic academic institutions in the world. These two institutions were listed on the newspaper’s 2013 league table of Masters in Finance. Some 88% of students on the IE’s Master of Finance programme come from 29 different countries. Meanwhile, Esade’s Master of Finance has enormous international clout, according to theFinancial Times, with the salaries of its students being among the 10 highest of all the Masters degrees analysed.

Press Contact: Marca Espana Media Relations Marca Espana Serrano Galvache, 26 28033 Madrid, Espana. 512-212-1139

Tips To Help You Reduce The Cost Of Homeschooling

Tips To Help You Reduce The Cost Of Homeschooling

Homeschooling can be an expensive choice for parents. There are many expenditures that need to be taken into account and the financial burden can be heavy particularly if only one parent is working.

However, many families have chosen homeschooling and found the homeschooling experience to be rewarding and fruitful.

Though homeschooling is expensive, there are some tips that will help you to reduce the cost of homeschooling and help ease your financial problems.

1. Learning materials

You can obtain your child’s textbooks and other learning materials easily without necessarily buying them. You can always borrow them from the library. Your local schools may be able to lend them or sell them to you at a cheap price and you can go online and download the educational materials and print it out yourself.

Visit the homeschooling forums online and just ask where you can ask free or cheap learning materials. You’ll be sure to find some tips.

2. Educational Field Trips

Educational trips can mean visits to the local zoo or science center. You can teach your child about animals and plants in your local garden or the local garden community.

You could teach history by visiting historical sites. You could teach culture by visiting other cultural sites or watching plays etc. All these are usually free or for a cheap price.

3. Be part of a community

There should be many local homeschooling communities in your local neighbourhood. By joining these homeschooling communities, you can pool their resources and shared it among the members.

For example, a homeschooling community can approach the local school and ask for donations for used textbooks, writing materials and other items such as whiteboards, desks and chairs etc.

Or the homeschooling community can pool their financial resources together and negotiate with a publisher for cheaper prices. Since you have more bargaining power as a community rather than an individual, you stand a greater chance of successfully negotiating a deal with the publisher.

If you do not have a homeschooling community in your local area, try online homeschooling communities and forums. They offer support and guidance and often free homeschooling resources are available

I hope I have given you some ideas on how to save money when homeschooling. As long as you are creative, you can find more ways to reduce the cost of homeschooling.

The Classical Home Schooling Option

The Classical Home Schooling Option

Home schooling is an attractive option to consider for many parents. The program offers many advantages over learning in traditional schools. Home schooling also provides more one on one teaching time where the teacher can focus on the student as opposed to handling numerous students at the same time. This will allow children to obtain quality instruction.

Students of home schooling also benefit from having a very comfortable and familiar environment for a classroom. Home-schooled students no longer have to adapt to new surroundings, which can also sometimes affect a child’s ability to learn. This system can also provide a way for parents to be closer with their children and can also help parents have a more active role in educating their children in the manner that they want.

Home schooling can effectively be used by employing a variety of methods available. There are classical home schooling methods that follow traditional education in conventional educational institutions. Classical home schooling comprises of primary, secondary and tertiary phases which is most accepted in most educational institutions today. Other educational philosophies can also be adopted through the home schooling method.

But the main difference that home schooling can provide is that it can allow a more varied approach into teaching and learning. You can choose from a variety of accepted techniques available that you can use to effectively help your child learn and absorb new knowledge. There are unit studies that make use of a central theme, implemented in context on all the subjects that are tackled.

Home schooling can also follow a student-paced learning approach which depends on a student’s learning speed. This approach helps students understand fully or master a concept before proceeding to the next subject or topic. Another approach is the “unschooling” method that encourages students to depend not on direct instruction but learning through an exploration of interests. This enables a child to learn by doing. This approach aims to provide learning opportunities through games and real life circumstances and problems which will enable a child to learn without coercion.

Home schooling is a credible alternative to traditional education. It can provide parents with a choice on how to effectively educate their children. As home schooling is fast getting the approval of more and more people, it becomes a very attractive option made available for you and your children. With your children’s future in mind, having different options can be a good thing. And home schooling is an option that you must consider in trying to provide the best education for your child.

What is School Admission Exercise for International Students (AEIS), Singapore

What is School Admission Exercise for International Students (AEIS), Singapore

Schools Admission Exercise for International Students (AEIS) is by Ministry of Education (MOE), Singapore, MOE conducts a centralized test around Sep./Oct. annually for new international students who wish to join the mainstream public primary and secondary schools in January of the following year.International students who do not have a place in a local school and who wish to seek admission into Primary 2-5 and Secondary 1-3 are eligible to take part, but they have to pass the AEIS examinations for admission into government school. AEIS, by Ministry of Education (MOE) Singapore, examination is conducted only once a year.

English is the medium of instruction in the test, thus student applicant are strongly encouraged to prepare themselves in advance of the Schools Admission Exercise for International Students (AEIS) tests. Student applicants should be well versed with the English and Maths syllabi of the level preceding the one they are applying for. An applicant who applies for Secondary 3 should have enough knowledge with Secondary 2 content. An applicant who wishes to seek admission to Primary 3 and is assigned the P2/P3 test should be familiar with Primary 1 and Primary 2 content. An applicant who wishes to seek admission to Primary 2 and is assigned the P2/P3 test should be familiar with Primary 1 content.

glad to help in your preparation.

International students who passed in the Schools Admission Exercise for International Students (AEIS) Tests are advice to prepare themselves in advance for a new school environment where English is the main language of classroom instruction, and should familiarize themselves with the relevant curriculum for their level.
Preparatory course is offered for foreign students seeking admission to government schools. It prepares students to take the Schools Admission Exercise for International Students (AEIS), which involves a centralized test on English and Mathematics. In addition (where necessary), students are also prepared for the Qualifying test (QT) and Principle Academic Certified Test (PACT) should they miss the AEIS test. The key subjects taught are Mathematics, Science and English. The contents taught are based on the syllabus as outlined by the Singapore Ministry of Education.
Students who fail the AEIS examination may choose to take the Qualifying Test (QT) the following year between January to June. The QT is conducted once a month by the MOE.

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International Student Insurance Now Appeals to Many Young Adults

International Student Insurance Now Appeals to Many Young Adults

More Young adults press for health insurance

International insurance sector has evolved a lot and brought many new options for young as well as old people. These options are evaluated regularly by both government and non-government organisations. A new study has been done by the RWJF foundation and established that, the young generation is now getting more conscious. Many of these young adults are seriously thinking about the international student insurance when it comes to seek protection against emergency cases. Even though young students tend to take risks and remain uninsured before, there is now a major shift in their way of thinking. They don’t want to study abroad without insurance coverage as it might prove to be costly at times. The results of this study have shown that demand for international student health insurance is growing fast. The main objective of this study is to check the level of awareness of international students and study their health care arrangement. Nearly about 22% of adult students within 20-29 age group don’t care about health matters and prefer to study in forign lands without any medical coverage plan. However, the rest number of surveyed students have shown interest in helath insurance for international students even without knowing that such plans can be available to them at affordable price.

Newly Reformed Laws for Increased Support to Students

The new version of USA health care law, ObamaCare is passed to resolve many problems with the present health care sector. It is meant to provide quality and affordable medical care to all Americans and non-Americans. It is famous as Affordable Care Act that has been revised so many time to control the cost of health care in USA and give people the best care and satisfaction.

Both college and university students can expect to seethe effect of this reformed law no matter whether they already insured with a student health i plan or not. When it comes to enjoy affordable medical care in the USA or Canada, young students approves ObamaCare as it assures to include strong provisions to curb the profit making private health care practitioners. Medical costs are closely monitored and private clinics are no more promoted. In this way, international student insurance policy holders will help all non-USA students to receive quality care and pay for emergency treatment all the time. However, those who are not insured internationally or are getting coverage through any local insurance programs, they can claim health care compensation in their own county and not in forign countries. A large number of provisions are covered in the ObamaCare bill to make health insurance accessible and affordable to all. Since it is not just the matter of getting coverage but also protecting themselves from any unnecessary emergency cost, young people now want to buy health insurance plans.

This article is produced by www.studentinsurancecoverage.net Company. Let our 33 years of expertise help you to choose the best International Student Insurance.