Monthly Archives: July 2018

Student Loan Crises

Student Loan Crises

We have a student loan crisis here in the United States. Student loan debt in aggregate, an unsustainable bubble of government inspired debt mania, has sky rocketed over the last 10 years nearly 400 percent. The total student loan debt is now nearing 1 trillion dollars with over 10% of that in default or delinquency and much of the rest teetering on collapse.

The government makes these loans available to all manner of students attending a wide variety of schools. Many of these loans are extended to students paying exorbitant tuition rates to traditional non-profit schools rewired and then transformed into “paper mills” or to a whole new category of for profit schools many with even more exorbitant tuition rates and seemingly in indirect proportion to the value received.

Students pay excessively high tuition rates for watered down curricula at a plethora of institutions offering degrees that don’t meet the smell test when compared to the value associated historically with the attainment of a 4-year degree. Many students even after graduation struggle to properly read, write, or do arithmetic as would be expected of a fully educated graduate of a traditional university.

Many profit and non-profit educational institutions are drinking at the government loan spout while at the same time “dummying down” the path to a degree. Government money is fueling the demand and the corresponding tuition inflation is creating a student loan bubble of catastrophic proportions. Many employers no longer value these degrees unless they are from certain very high-level schools; the kind of schools that even student loans from the government can’t cover.

Indentured servitude is a good metaphor for what is happening with the student loan fiasco; this is a truly abusive system that takes advantage of those with high hopes and trying to improve their lives. At least an indentured servant, historically, could learn a craft or a trade that was with them for life; what are these folks getting but membership in a new class of debtor?

With the passage of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 student loan debt public or private is no longer dischargeable in bankruptcy court. Many of our younger citizens now carry their student loan debt around with them like the proverbial, “ball and chain” looking for a job from employers many of whom no longer value the degree. What is next? Will they bring back a “debtors prison”?

Our once very fine university system has been severely damaged by this phenomenon. Not all loans are bad and not all schools are “paper mills” but the trend is clear and this will end badly unless this system is rehabilitated.

Why Take a Child to See an Olathe Pediatric Dentist

Why Take a Child to See an Olathe Pediatric Dentist

Olathe is home to several families and their children. Plenty of children need dental checkups since Olathe hosts thirty-three elementary schools and nearly 26,500 students. Most children develop cavities because of a high sugar diet. Since Olathe is located near Kansas City, one of the most famous producers of boxed chocolates, the availability of sweets is a central part of children’s lives living in the area. Therefore, pediatric dentists are a necessity. Pediatric dentists undergo an extra two years of training so that they may work specifically with the oral health of young children from the time they are infants through their teenage years.

It is important for parents to take their children to see a pediatric dentist from the time the first tooth appears. While many children may seem apprehensive at the thought of visiting the dentist, pediatric dentists specialize in working with children so they are more attuned to the child’s fears. They know how to comfort the child and help them relax for a better dental visit. It is normal for a child to express fears about seeing the dentist. However, it is important for parents to stand their ground and take their child in for regular dental checkups and care.

If a child’s oral care is neglected, it can lead to a wealth of oral health problems ranging from cavities, tooth decay, and eventually gum disease. A neglected cavity can eventually cause an infection to occur, which can be very painful for a child to deal with. Rather than waiting until things get out of hand, it is important for parents to make sure and maintain their child’s oral health by taking them to the dentist every six months to a year and anytime the child complains of a toothache.

If you notice your child is developing a cavity, it is important to schedule a pediatric dental appointment right away so that it does not get out of control. Olathe pediatric dentists are awaiting the visit of your child so they can perform preventative oral care and provide you with tips on how you can help your child take care of your child’s teeth at home. Help your child brush thoroughly and as they get older, make sure you teach them how to floss properly to avoid the buildup of plaque and tooth decay that often occurs when foods gets caught between the crevices of the teeth.

Best Cougar Dating Website

Best Cougar Dating Website

More and more women in their thirties, forties and even fifties are neglecting the age difference and searching for a date not as old as themselves – they’re called cougars and are not shy about pushing themselves and dating younger men./p>

Don’t trouble yourself fellas it is simpler than you think, all you want is a Of course, if you are new to the cougar dating scene you are likely thinking about where are all those cougar singles everyone is talking about. You recognize that there are older ladies searching for younger men somewhere around, but you just cannot locate them. But do not be concerned, there is a cougar mother looking for someone like you right now, and we will show you how to locate her.

It is a lot easier than you think – ever heard ofZbeen told about this little thing called online dating? You do not have to be social butterfly who is smartley dressed and experienced at pickup women – you can do it all online. There are specialized web sites where hot cougar mums are searching for younger men (often called “cubs”). What you should do is find the correct site, signup and make yourself known to the community. Adult females have a lot to offer, and you can can you imagine the experience level they can bring to the bedroom. Dating a more mature woman is a requirement for all younger men as they will show you a few lessons that you will not hear in college.

Of course you can likewise do it the old fashioned way. Cougar Mums are predatory naturally, and they will visit places where young men go. Try football clubs, dance bars and the like. Be prepared for some competition.

Falling for a hot cougar isn’t simply about sex and most definitely not for producing kids. It’s likewise regarding the personal room that a hot cougar provides to a young man, who’s in a romantic relationship together with her. They’re far from controlling regarding their companions, rather than younger women who irritate their friends a lot if they observe them with some other woman. A favorite place to discover these hot cougars is with a totally free of charge online dating site. It’s simple, fun and exhilarating.

Are you curious about finding a Top Cougar Dating Sites over the internet? You can find the best advice and tips through Dating Websites. Log in instantly because the one you seek may be drifting faraway from you. –

Vintage Wedding Shoes

Vintage Wedding Shoes

For all the brides to be looking for something special for their big day vintage wedding shoes are perfect. ‘Something old, something borrowed and something blue’ are a must for the traditional brides and a pair of vintage wedding shoes are the perfect choice for your ‘something old’.

We love the uniqueness and real Princess feel to these vintage wedding shoes by designer Emma Hope in a UK size 4. Made from ivory cream silk these vintage wedding shoes are beautiful and traditional and would be the perfect soul mate to your gorgeous wedding dress.

Buy Vintage Wedding Shoes by Designer Emma Hope Buy 80s Vintage Wedding Shoes

One of the best things about buying a pair of vintage wedding shoes is the celebration of style from times gone by. The Emma Hope vintage wedding shoes are the perfect choice for the traditional bride but at the same time the 80s vintage wedding shoes would instantly give you a style buzz when walking down the aisle! We love the variety and celebration of individuality a pair of vintage wedding shoes will give your special day.

The rumour mill has been buzzing as to what wedding shoes the Princess to be Kate Middleton will choose to step into to walk down the aisle. You can see our blog post on Kate Middleton’s Wedding Shoes. This brings the spotlight to other future brides and the importance of the perfect pair of wedding shoes to be.

The perfect wedding dress often takes centre stage but the wedding dress is only as perfect as the complimentary wedding shoes. Don’t be a Julia Roberts in the film Runaway Bride and opt for trainers under your gorgeous wedding dress – style and beauty applies to the perfect wedding shoes too. Don’t run away from the perfect wedding shoes!

Julia Roberts In Runaway Bride – Trainers And Wedding Dress Not Such A Good Look!

Vintage wedding shoes add an essence of luxury for your special day and you can be assured that no one else will have a pair of the same wedding shoes. For the icing on the cake (pardon the pun) rare and exclusive vintage wedding shoes providing that Cinderella feeling of the magical slippers.

Vintage wedding shoes are special shoes for the most important day of your life. Vintage wedding shoes are elegant and sophisticated and will be forever classic.

Kindred Sole has a fabulous selection of vintage wedding shoes for your perfect day whether your looking for white vintage wedding shoes, ivory vintage wedding shoes, silver vintage wedding shoes as well as vintage designer wedding shoes from fabulous designers including Salvatore Ferragamo vintage wedding shoes, Emma Hope vintage wedding shoes and Daniel Green vintage wedding shoes from circa 1920-1930 Kindred Sole has the perfect pair of vintage wedding shoes for you. View our Vintage Wedding Shoes collection

Kids and Contagious Skin Rashes What Can They Catch

Kids and Contagious Skin Rashes What Can They Catch

Kids can scare you when they come home from school and tell you that the kid sitting next to them had this ugly rash all over their arm and was scratching all during class. Your mind can also just envision what happens when you child shares pencils, plays during recess and crowds with other kids around the teacher.

Not every rash is contagious fortunately. Allergic rashes aren’t. Eczema is not contagious. However, there are other ones that can be communicated easily between kids. Some of these include chicken pox, measles, scabies, impetigo and roseola.

Measles ia very contagious and shows red marks on the face, a body rash, fever and possible infections of the ear. Even if your child doesn’t show symptoms within a few days, it doesn’t mean he is in the clear. He may show symptoms a week or ten days later. It can be spread by the air through coughing as well as via touch. Kids are advised to stay home during the illness and to not be near others. Fevers can get very high and vaccination is important.

Another rash that is common is called impetigo. This is often spread around camps as well as at schools. There is a bacterial problem that infects the skin. Some people will have it on their face and others can have it on the arms and other parts of the body. Kids like to peel them, but there can be pus and this may make the rash spread around one’s own body. For mild cases an antibiotic cream can work, but for other cases, an oral antibiotic is necessary. When my nephew caught impetigo at his bunk at camp he was given initially a cream antibiotic but it didn’t do the trick. They prescribed an oral antibiotic to clear it up. It’s important to teach kids to use hand sanitizers and many do better with a hand spray or gel rather than running to a sink.

Roseola is another rash kids get and it can take 2 weeks to appear. Scabies is a rash that can take four weeks to appear so it’s important to be aware that it can take a while for certain rashes to be detected. When a child gets roseola they’ll get a fever and the marks on the body can be either flat or have texture to them. Fortunately, most kids with this rash aren’t itchy. Try to keep the fever down with over the counter medications. Due to the contagious nature, it’s important to keep your child in isolation from other kids during the symptoms phase.

Rashes are complicated and can indicate a viral infection, bacterial infection, fungal issue, insect origin or be due to allergies.

Learn more about Toddler Eczema and other common Itchy Skin Rashes

What You Should Know About IT This Year

What You Should Know About IT This Year

Important Steps to Take When Looking for Effective Managed IT Services

One of the challenges of owning a business is ensuring that you really meet your long-term goals with all the tasks that you have at hand. Each aspect of your business will have something to contribute to the overall success of it. For example, always consider how IT services, accounting tasks, and other areas of your business are contributing to its growth. If you talk about your managed IT services, outsourcing them is the best way to go for the overall success of your business endeavors. You will never lose anything with outsourcing managed IT services because if you do, you will be reaping the latest in IT services without having to worry about spending way too much of your money. And yet, what steps must you take for you to be able to seek the services of a professional managed IT service provider that you can outsource? If you want to discover more about the things that you must consider when hiring one, this homepage will let you read more now for more info.

Seeking the best managed IT services that you can hire requires you to do some careful research. There are basically a lot of companies t And just like other professionals that you hire, you can see that there are other companies that are better than the others and those that you should not hire. Also, even if you find a reputable and well performing company, they might not really be able to provide you the most special services. In your search for a good managed IT service provider, always go with one that can offer you not just the usual IT services but also others that you can benefit from and can personalize as much as you want to. Always remember that your company is unlike any other. This may mean that the IT services that you will be needing are unlike you have ever seen most companies to need. If you are the owner of your company, you must then do what you can to find a managed IT service provider that can meet your needs and goals.

After you have some idea what to look for in an IT company, you proceed in considering possible managed IT service providers. If you know of some people in your line of business who have tried hiring these professionals, be sure to ask them for some suggestions and insights. When you do not know of anyone who knows any companies offering these services, you might want to consider looking at the internet. Once you have gathered a good number of names, learn about them next. And last, do not forget to read the reviews posted by their past clients. Be sure to click here for more of these companies now!

Report Shows Increasing Trend Of Destinations Weddings With 1 In 4 Couples Getting Married Abroad

Report Shows Increasing Trend Of Destinations Weddings With 1 In 4 Couples Getting Married Abroad

According to a recently released wedding study published by the founder of two top wedding sites, WeddingChannel.com and The Knot.com, destination weddings continue rising in popularity as a popular alternative to more traditional weddings at home.

The results of the second edition of The Knot Market Intelligence Destination Wedding Study were recently published and its findings revealed that the trend for getting married abroad increased among engaged couples in 2012.

Considered to be the most definitive report on the industry of weddings abroad, this study tracked over 350,000 destination weddings by storing detailed information on wedding trends, events and locations of the weddings of around 3,000 US couples who got married abroad in 2011 or 2012.

The statistics of the 2012 Destination Weddings Study revealed a series of trends with the top key trends identified as follows:

In 2011, nearly 1 in 4 (24%) couples had a destination wedding; this has grown from 20% in 2009.
66% of international destination wedding brides and 45% of domestic destination wedding brides opted for a destination wedding because they wanted a special, fun or exotic locale.
The second most popular reason why international brides chose a destination wedding was to host a more intimate affair with fewer guests (65%), while domestic brides wanted a destination that was special to them as a couple (44%).

The findings of the study also showed that American couples have been opting for domestic destination weddings over international weddings in the last couple of years and when they did go for exotic international locations for their weddings some of the most popular locations included the Caribbean and Mexico, with 39 per cent of couples in the study going for Caribbean weddings and 24 per cent goings for weddings in Mexico, with Cancun weddings being the most popular.

The survey also showed that on average destination weddings lasted much longer than destination weddings with 60 per cent of those the study lasting three days or more. Of these international weddings abroad lasted the longest with many spanning several days and getting longer on average. According to the study almost 7 in 10 destination weddings abroad last 3 or more days and nearly half (47%) last four or more days, compared with just 38% in 2009.

“The idea of having a destination wedding is growing among our brides, and it goes hand in hand with the fact that most people no longer live where they grew up,” co-founder of XO Group Inc. Carley Roney said “When family is spread all over the country, a destination wedding is the perfect way to bring everyone together.”

What Do You Know About Products

What Do You Know About Products

The Benefits of AV Event Technology

The Event AV designs are not only for adding color and music to your event. It is ideal as it can be used to come up with an experience that all those who attend will not forget. It is possible to provide one of a kind travel experience for your audience without them leaving their seats. They can get into many ventures while sitting down.

You can use the AV magic to fly attendees to a distant land. Technology can be able to take you on a journey that will make the celebration can be taken to a whole new level. When making an event, you should indicate is the attendee engagements. The technicians handling the AV should be able to match the music with a well-programmed AV images it is best to use this technology then you will end up with sounds being wrapped against the projections. It is something that will permit the LED wall lighting will be shifted through the scenes as the tracks pick up or slow down. With the effect of the UV lighting then it will end up creating a spectacle in your mind.

You can be able to use the AV design technology to make your events glum. This is simple all it will require is to have people at in a way that is beneficial to the development in exchange for rewards that they will want to earn. With the AV, you can be able to make the most out of the events and make it more interactive. When creating the game, then you should note that the audience will not want to feel as though they are forced to play it. With the AV technology, there are many games you can incorporate.

People are always looking for new experience, and if this is the case, you should know that the branded events need to keep up the pace if they want to attract the audience. When creating marketing events, some of the ways you can capture the audience are if you make use of interactive technologies like the live streaming and the VR. This is paramount as you can be sure you will end up getting the attention of the audience.

When creating the right event, some of the pointers you should note is that creating the ideal experience is essential. When creating these events, you should understand that it is not something you put up so that you can end up spending cash. In case you want your event to stand out then you should make use of technology. Make certain you have discussed with a team working for about the event and what you aim to achieve.

How I Achieved Maximum Success with Technology

How I Achieved Maximum Success with Technology

Why Applications For Smartphones Are Getting Popular

If you think that smartphones are gadgets for those wealthy and influential people in the society, then you are wrong.For a smartphone to have the necessary effect, you need to install the proper application as per your needs.If you desire to learn more and pick a second language; then there is an application that can assist you to discover more.Such applications have made these gadgets even more popular.Smartphones aren’t only a preserve of the ordinary user, companies too are discovering more on ways that they use them for advancing business.With such capabilities, industry trends have tremendously been altered.In the following literature, you are going to learn more of the common trends in smartphone application development.
Game enthusiasts are one of the most-considered customer niche, they have the capability of enjoying whatever game they like on their smartphone as long as the application is available.A gamer doesn’t have to wait until they have their gaming device, they can catch up on their favorite game directly on their smartphone.Considering the huge influx of affordable smartphone manufacturers, the middle income earner can now afford a quality smartphone.There are also very many software developers that are making sure that you get the application that you need for your phone.Whenever you start investigating the market for a suitable gadget and application, you wouldn’t go through a hard task landing at whatever that you require; there are very many market players.In prior years, only a few firms had the capability of developing smartphone applications but today, the situation is entirely different.Companies are taking advantage of this opportunity to develop applications for the market and also suit their personal needs.
The usability of these applications is what makes them highly liked by smartphone users.If you aren’t a heavy smartphone user, and then you will be shocked to realize that every aspect of our lives has an application to make everything easier to facilitate.With smartphone applications, the list of what they can assist you do is endless: You can have a companion app that tells you of your fitness progress, an accounting application for your financials and even something that makes your communication simpler and more effective.There is no need to get concerned about many things when you have a smartphone; they simplify a larger aspect of your life.Mobile applications are also highly functional as they are developed to meet the needs of the users.Interested about the weather? You have an application to give you some stats.With applications, companies can expand their business.Since mobile applications are widely utilized by very many people, there is a bigger chance that an individual is going to take note of an ad than anywhere else.This means that you can create a click here for more hyperlink that directs people to your products or services.

More reading: my review here

Online Dating Sites – The Future Of Dating Introductions

Online Dating Sites – The Future Of Dating Introductions

Fasten your seatbelts, you might be in for a roller-coaster ride! Online dating sites have arrived and some web surfing may be required….

Online dating sites provide singletons with a modern way to connect with potential partners in their local areas and all across the world. These websites are so simple to use, that people can quickly register a profile and start reaping the benefits.

You might well be over-whelmed by the huge quantity of online dating sites around today. Every year, more are appearing and the amount of members are increasing considerably. You’ll be pleased to hear that lots of long-term relationships have resulted from random introductions on online dating sites.

Recently, many people were suspicious about online dating sites. Because of the nature of the web, it’s simple to upload whatever data you want with virtually no safeguards present to determine whether the data is correct. However, this attitude is gradually changing.

Frequently, you hear anecdotes about successful relationships that have blossomed from introductions through online dating sites. This success is largely owed to the compatibility and personality tests that these websites offer to their members. The sites genuinely provide a fantastic way to look for possible dates. You just type in the personality traits you are seeking and initiate the search function, which gives you a list of potential matches.

Signing up to many online dating sites is complimentary and you’re not under any obligation to purchase any of the services on offer. It’s a simple and fun method to hook up with many new people from all corners of the world. The internet, undoubtedly, offers the best and most effective way to learn about new people and cultures.

The online dating sites of today offer facilities for you to upload photos and provide extra details about yourself. They also permit you to specify the type of date you are searching for. By using this function, you can look for people based on education, location, weight, height, ethnic origin, hair colour, eye colour, interests and hobbies.

So, no longer do you have to limit yourself to choosing your partner from your local dating pool, you can now look far and wide for your perfect date from the convenience of your living room. This is among the greatest benefits of online dating sites. Without having to leave your house, you can link up with a wide range of different people.

Prepare yourself to chat to people from every walk of life, and be mindful that not everyone you talk to will necessarily be the type of person you might normally socialise with. Don’t forget that online dating sites are used by everyone, so approach every new relationship with a liberal mind and a positive outlook.

Most importantly, always remember to exercise some sensible precaution by not divulging any personal details, like your home phone number or address, until you are totally comfortable with the idea of doing this.